Bridge Loan Requirements in California (2026)
Bridge loan requirements in California: a 650 credit floor, 75% or 70% leverage, the equity you bring, the exit you must prove and which properties qualify.
INSIGHTS & RESOURCES LOAN GOAT BLOG
LOAN GOAT BLOG
Expert insights on hard money lending and real estate investment strategies from the Loan Goat team.
DSCR Loan Requirements: What Lenders Check
DSCR loan requirements, item by item: 620 credit, 20% down at 80% LTV, eligible properties, experience by product, LLC vesting, documents and the ratio.
Hard Money Loan Requirements in California
What a California hard money lender checks: credit minimums per program, down payment, the property, the exit, experience, documents, LLCs and the 70% rule.
How Fast Can a Hard Money Loan Close?
Our standard hard money process closes in 5 to 7 days once the file is complete, as fast as 3 days on a clean file. What slows a close and how long you repay.
How to Get a Hard Money Loan in Arizona
How Arizona investors get a hard money loan, step by step, and our fix and flip, bridge and DSCR terms for Phoenix, Tucson and Scottsdale deals.
Hard Money Loan Rates, Points and Closing Costs in California
How hard money pricing is built from rate, points and third party fees, what moves each part up or down, and where Loan Goat's published rates start.
LTV vs LTC vs ARV: How Fix and Flip Loan Amounts Are Calculated
Three ratios decide how much a fix and flip lender will lend. What LTV, LTC and ARV each measure, how they combine and why the lower number wins.
Business Purpose vs Consumer Purpose Loans: Why It Decides Your Approval
Business purpose vs consumer purpose loans: the use-of-funds test, why lenders care, examples on both sides, and what it means for owner-occupied homes.
Hard Money vs Private Money: Is There a Difference?
Hard money vs private money: what the two words mean in practice, how the underwriting differs, what changes for the borrower, and which one your deal needs.
What Is a Hard Money Loan? (and When San Diego Investors Use One)
What a hard money loan is, who funds it, five San Diego situations where it wins, what it costs, and how Loan Goat closes one in 5-7 days. Call (619) 617-2797.