California Land Loans: How to Finance a Lot
Can you get a loan on land in California? How raw, entitled and shovel-ready lots are financed, what lenders check and the exits that repay a land loan.
INSIGHTS & RESOURCES LOAN GOAT BLOG
LOAN GOAT BLOG
Expert insights on hard money lending and real estate investment strategies from the Loan Goat team.
Hard Money Loans With No Money Down: What Works
Hard money lenders with no down payment are rare on a purchase. Why lenders need equity, what really lowers your cash and a worked fix and flip example.
How to Find a Private Money Lender
A San Diego direct lender on how to find a private money lender: the four kinds, where to look, how to check a license and what you need to borrow on a deal.
Notice of Default on an Investment Property
A notice of default on an investment property in California starts a clock: the trustee sale timeline, reinstating vs paying off, and sizing a bailout loan.
How to Finance an ADU in San Diego
How to finance an ADU in San Diego: what state law and the city allow, fees, coastal permits, property tax and the construction, bridge and DSCR loans.
San Diego Short-Term Rental Rules for Investors
San Diego short-term rental rules for investors: STRO license tiers, whole-home caps, hotel tax and how a DSCR lender counts short-term rental income.
Bridge Loan Requirements in California (2026)
Bridge loan requirements in California: a 650 credit floor, 75% or 70% leverage, the equity you bring, the exit you must prove and which properties qualify.
DSCR Loan Requirements: What Lenders Check
DSCR loan requirements, item by item: 620 credit, 20% down at 80% LTV, eligible properties, experience by product, LLC vesting, documents and the ratio.
Hard Money Loan Requirements in California
What a California hard money lender checks: credit minimums per program, down payment, the property, the exit, experience, documents, LLCs and the 70% rule.
How Fast Can a Hard Money Loan Close?
Our standard hard money process closes in 5 to 7 days once the file is complete, as fast as 3 days on a clean file. What slows a close and how long you repay.