California Land Loans: How to Finance a Lot
Can you get a loan on land in California? How raw, entitled and shovel-ready lots are financed, what lenders check and the exits that repay a land loan.
INSIGHTS & RESOURCES 5 ARTICLES
Articles on construction loans from the Loan Goat team.
Ground-up financing with flexible draws through every stage of the build. See the construction loans program page for the published terms, or browse every article.
Can you get a loan on land in California? How raw, entitled and shovel-ready lots are financed, what lenders check and the exits that repay a land loan.
How to finance an ADU in San Diego: what state law and the city allow, fees, coastal permits, property tax and the construction, bridge and DSCR loans.
What a construction lender needs before it funds: the team, the site, the plans, the budget and the exit, plus the published terms our program runs on.
How accessory dwelling units get financed, why permits decide the value, what a one to four unit property is appraised on and how to plan the exit.
Hard costs, soft costs and contingency, why draws are measured against the budget line by line, and the budget mistakes that stall a construction file.