Do you lend nationwide?

Yes. Loan Goat is headquartered in San Diego with California and Arizona as its home markets, and its loans are funded across 46 states. The property, the loan type and the state rules decide the program for each deal.

Where can I find private money lenders?

Direct lenders publish their programs and terms on their own sites, as Loan Goat does; brokers, real estate agents, escrow and title officers and investor meetups are the other usual routes. Look for a licensed lender with published terms, a real office and reviews you can verify. Loan Goat is licensed with NMLS (Company NMLS 1416824) and lists its programs with terms on this site.

Who are the top hard money lenders in California?

The lenders investors rate highest are the ones that close on time, publish their terms and answer the phone. Loan Goat is a San Diego direct lender with a 5.0 Google rating and 150+ reviews, 1.3K+ closed loans since 2022 and programs across California; compare terms, speed and reviews before you choose.

Do you lend in Arizona?

Yes. Arizona is one of Loan Goat's two home markets, with Phoenix, Scottsdale and Tucson served from the San Diego office. The same programs, terms and 5-7 day process apply.

WHERE WE LEND: 46 STATES AND COUNTING

PERSONAL SERVICE,
NATIONWIDE REACH.
THIS IS LOAN GOAT INC.

1.3K+CLOSED LOANS SINCE 2022
$1.5B+LOANS FUNDED ACROSS 46 STATES

Lending footprint, 46 states
Home markets: California and Arizona
San Diego headquarters

5.0 GOOGLE RATING 150+ REVIEWS
1.3K+ CLOSED LOANS SINCE 2022
$1.5B+ LOANS FUNDED ACROSS 46 STATES
VETERAN OWNED Company NMLS 1416824 · Branch NMLS 2554618

Loan Goat is headquartered in San Diego and lends across the United States, with California and Arizona as its two home markets. That sentence is the whole map: the office, the underwriting and the team are in one place, the focus markets are the counties and metros a short drive or a short flight from it, and the rest of the country is served from the same desk on the same programs.

The nine location pages below are written for investors buying, renovating, building or refinancing in a specific place: what a hard money loan costs there using only the terms Loan Goat publishes, the scenarios we see most in that market, the programs and property types that apply, three reviews from the Google listing, and the questions borrowers in that area ask before they call. The two state hubs cover the counties and cities that do not yet have a page of their own.

Every page ends the same way: a Letter of Intent with every cost on it, a four-step process, and a loan that closes in 5-7 days. If the property is outside the twelve places listed, request a quote anyway; the nationwide section below explains how that works.

FOCUS MARKETS

Two home states, nine focus pages. Each row opens the page written for that market.

CALIFORNIA

San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, then the Bay Area, Sacramento and the Central Valley from the same desk.

ARIZONA

Phoenix, Scottsdale, Tucson, Mesa, Chandler, Gilbert, Tempe, with Flagstaff and Yuma served on the same terms.

$1.5B+ LOANS FUNDED ACROSS 46 STATES.

Loan Goat's loans have funded across 46 states. Outside California and Arizona the programs, the terms and the four-step process are the same; what changes is the state's own rules on licensing, consumer lending and title, which decide the program for each deal. Tell us the property address and the plan, and a lending advisor will confirm what applies before you spend anything.

Every state has its own page below, and inside it every market we lend in, 660 of them. The globe on this page shows the lending footprint and the two home markets rather than a list of the 46 states, so a state's absence from the globe is not a no. The fastest answer to "do you lend in my state" is still a phone call: (619) 617-2797.