HARD MONEY LENDER INDIANA

Yes, Loan Goat funds business-purpose real estate loans across Indiana, including Indianapolis, Carmel, Fort Wayne, South Bend and Evansville. We are a veteran-owned direct private lender with our own capital, a 5.0 Google rating and 150+ reviews. Non-owner-occupied investment property is what we do, whether that means one rental house or a portfolio refinance. Call and you reach the person who approves the loan.

Yes, blanket loans exist for exactly that, wrapping multiple Marion County houses into a single facility with one payment and one closing. It beats chasing a separate loan on every address. We underwrite the portfolio income and the assets, not your personal income statement. If you are also buying, bridge can fund the acquisitions and roll into the blanket later.

Both. Allen County and St. Joseph County deals get the same programs and the same pricing logic as Indianapolis. Older brick, frame housing and small apartment buildings are familiar collateral for us. Because we hold our own capital, secondary Indiana markets do not get rejected on location the way they are inside a national lender's rigid box. Send the property and the plan.

Very little compared with a bank. We underwrite the property, not the borrower, so the conversation starts with the purchase price, the rehab budget, the after-repair value and your exit. Minimal documentation keeps a bridge loan fast when speed matters. Hamilton County resale moves quickly, so the whole point is getting you funded before the next buyer does.

Single-family rentals, condos, townhomes, two to four unit buildings, apartment buildings, mixed-use, retail, office, industrial and flex, self-storage, hospitality, manufactured housing and land. Business-purpose and non-owner-occupied is the core of the book, with owner-occupied handled under its own program.

The address, the purchase price or current value, what you owe, what you plan to do with the property and how you intend to pay the loan back. That is enough for a written quote. Full-doc income packages are not part of the low-doc programs, which is why a quote arrives in hours rather than weeks.

Credit is reviewed, but the property carries the decision. These are business-purpose loans on non-owner-occupied real estate, underwritten to value, exit and the strength of the deal. Investors turned down by a bank for self-employment, a recent event on file or thin documentation are routine business here.

Bridge money runs from 9.00% to 13.00% and moves with leverage, property type, exit and experience. Rental loans price lower because the property carries the debt, from 6.50% on the Non-QM tier. Every quote is written before an appraisal is ordered, so you are never chasing a number that changes at the closing table.