Effective Date: May 15th, 2025

Welcome to the Loan Goat website. By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use this website.

1. USE OF WEBSITE

Loan Goat provides this website for informational and application purposes related to real estate lending. By using this site, you confirm that:

You are at least 18 years old
All information you provide is true, accurate, and complete
You will not use this site for any unlawful or fraudulent purpose

2. LOAN APPLICATIONS

Submitting a form or loan inquiry through our website does not guarantee loan approval. All loan applications are subject to review, verification, and approval based on our internal criteria and underwriting process.

Loan Goat reserves the right to decline any application without providing a reason.

3. DATA COLLECTION & PRIVACY

All information you submit through forms on this website is handled according to our Privacy Policy. By using this website, you agree to the collection and use of your information as described there.

Loan Goat does not sell or share your data with third parties outside of what is required to process your loan transaction (e.g., escrow officers, title officers, notaries). You will be informed if your data must be shared as part of the loan process.

4. INTELLECTUAL PROPERTY

All content on this website, including logos, text, graphics, and layout, is the property of Loan Goat and may not be copied, reproduced, or distributed without written permission.

5. NO FINANCIAL OR LEGAL ADVICE

The content on this website is provided for general informational purposes only and does not constitute financial, legal, or professional advice. Please consult with a qualified professional before making any financial decisions.

6. LIMITATION OF LIABILITY

Loan Goat is not responsible for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

We do not guarantee that the website will be free of errors or uninterrupted. Use of this site is at your own risk.

7. MODIFICATIONS TO TERMS

Loan Goat reserves the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Your continued use of the website following any updates indicates your acceptance of the revised terms.

8. GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.