Loan Goat Inc. was founded by Milad Shamoun, its Founder & CEO and a United States Marine Corps veteran. The company is veteran-owned and headquartered in San Diego, California.

Is Loan Goat a direct lender?

Yes. Loan Goat is a direct hard money lender with in-house capital. Files are underwritten on the property and the exit, and the decision is made in-house rather than by a loan committee.

Where does Loan Goat lend?

Nationwide, from its San Diego office at 3030 El Cajon Blvd. California and Arizona are its home markets, and its focus states are Arizona, California, Colorado, Florida, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.

What are Loan Goat's NMLS numbers?

Company NMLS 1416824 and branch NMLS 2554618. Both records are public on NMLS Consumer Access.

How much has Loan Goat funded?

As published on this site, $1.5B+ in loans funded across 46 states and 1.3K+ loans closed since 2022, with a 5.0 Google rating from 150+ reviews.

What loans does Loan Goat offer?

Nine programs: bridge loans, fix and flip loans, construction loans, rental property loans, commercial loans, owner occupied loans, bank financing, second and third mortgages, and blanket loans.

A DIRECT HARD MONEY LENDER

Residential and commercial real estate lending, underwritten and funded from San Diego, closing in 7 to 10 days nationwide.

5.0 GOOGLE RATING 150+ REVIEWS
1.3K+ CLOSED LOANS SINCE 2022
$1.5B+ LOANS FUNDED ACROSS 46 STATES
VETERAN OWNED Company NMLS 1416824 · Branch NMLS 2554618

A DIRECT LENDER, NOT A MIDDLEMAN.

Loan Goat is a direct lender. We represent Innovative Capital REIT, a bridge lender $100,000,000 in size, and fund with in house private capital. When a file does not fit that capital, we place it with one of the lenders in a network built over years of closings.

The firm has funded over $1.5 Billion in loan volume since 2022, on residential and commercial real estate, and is led by Marine Corps Veteran Milad Shamoun. The practice is built around the files most lenders decline: complex income, tight timelines, property that has to carry the decision.

That range comes from the desk it grew out of. Conventional, VA and FHA first, then Non-QM, where the firm was early to bank statement, profit and loss and DSCR lending, and then commercial and private credit. It is why a borrower can bring one file here instead of three lenders.

Scotsman Guide named Milad Shamoun a top emerging star and top originator in 2026. Loan Goat Inc. operates under Company NMLS 1416824 and Branch NMLS 2554618.

LOAN GOAT INC IS VETERAN OWNED!

Our Founder and CEO, Milad Shamoun, was a United States Marine Corps Sergeant. As a Veteran owned company, we are proud to serve those who have bravely served in the armed forces.

Milad Shamoun in United States Marine Corps dress blues

Scotsman Guide Top Emerging Stars 2026
Scotsman Guide 2025 Top Originators, #172
LOAN GOAT #1 HARD MONEY LENDER, Best of BusinessRate 2025 San Diego, Ranked number 1 out of 242 mortgage brokers in San Diego

1.3K+ CLOSED LOANS SINCE 2022
$1.5B+ LOANS FUNDED ACROSS 46 STATES
46 STATES
5.0 GOOGLE RATING

WHAT OUR CLIENTS SAY

The team at Loan Goat literally saved my life. I was in such a bind and didn't think I had anywhere else to turn. Even with my extensive knowledge in this field I felt I was going to lose everything. The team has insight and plans I never...

ELIJAH SCHOLER
Milad is the best in the game! My deal would not have happened without him. He performed at a 10 and was more hands on than I could ever ask for. Definitely recommend!

ASHLEY ANDREOTTI
This is my first experience dealing with Milad Shamoun & Blair Noble at Loan Goat. Very professional, accommodating and focused on obtaining results. Over my years I have dealt with various types of Intuitional and Private Lenders. Loan Goat stacks up with the best.

RAYMOND HERRERA