San Diego Short-Term Rental Rules for Investors
San Diego short-term rental rules for investors: STRO license tiers, whole-home caps, hotel tax and how a DSCR lender counts short-term rental income.
INSIGHTS & RESOURCES 6 ARTICLES
RENTAL PROPERTY LOANS ARTICLES
Articles on rental property loans from the Loan Goat team.
Long-term DSCR, portfolio and multifamily term loans that qualify on the property's cash flow. See the rental property loans program page for the published terms, or browse every article.
DSCR Loan Requirements: What Lenders Check
DSCR loan requirements, item by item: 620 credit, 20% down at 80% LTV, eligible properties, experience by product, LLC vesting, documents and the ratio.
How DSCR Is Calculated, Line by Line
The ratio that qualifies a rental loan without tax returns: what goes in the numerator, what goes in the denominator and how to raise a ratio that falls short.
Short Term Rental Loans for Airbnb Investors
How lenders underwrite a short term rental, what income documentation counts, the property level risks to check first and how the financing is structured.
Vesting an Investment Loan in an LLC
Why most business purpose loans close in an entity, what lenders need from the paperwork, how guaranties work and the timing mistakes that delay closings.
DSCR Loans Explained: What Every Investor Should Know
DSCR loans explained: how the ratio is calculated, why no personal income verification is needed, rates from 6.50% and short-term rental income permitted.