LTV vs LTC vs ARV: How Fix and Flip Loan Amounts Are Calculated
Three ratios decide how much a fix and flip lender will lend. What LTV, LTC and ARV each measure, how they combine and why the lower number wins.
INSIGHTS & RESOURCES 4 ARTICLES
FIX & FLIP LOANS ARTICLES
Articles on fix & flip loans from the Loan Goat team.
Buy, renovate and sell or hold, with the rehab funded through draws and no prepayment penalty. See the fix & flip loans program page for the published terms, or browse every article.
How Much Money Do You Need to Flip a House?
The four cash needs on a flip, what the loan actually covers, what first time flippers should expect and the honest ways to reduce cash at the table.
How Rehab Draws and Holdbacks Work
The renovation money is held back and released in stages. How draws are requested and inspected, what slows them down and how to plan your cash around them.
Top Fix and Flip Strategies for 2025
The fix and flip strategies successful investors use today: finding the right properties, the 70% rule, building your team and financing with Loan Goat.