How to Get a Hard Money Loan in Arizona
How Arizona investors get a hard money loan, step by step, and our fix and flip, bridge and DSCR terms for Phoenix, Tucson and Scottsdale deals.
INSIGHTS & RESOURCES PAGE 2 OF 5
LOAN GOAT BLOG, PAGE 2
Expert insights on hard money loans, and real estate investment strategies from the Loan Goat team.
Hard Money Loan Rates, Points and Closing Costs in California
How hard money pricing is built from rate, points and third party fees, what moves each part up or down, and where Loan Goat's published rates start.
LTV vs LTC vs ARV: How Fix and Flip Loan Amounts Are Calculated
Three ratios decide how much a fix and flip lender will lend. What LTV, LTC and ARV each measure, how they combine and why the lower number wins.
Business Purpose vs Consumer Purpose Loans: Why It Decides Your Approval
Business purpose vs consumer purpose loans: the use-of-funds test, why lenders care, examples on both sides, and what it means for owner-occupied homes.
Hard Money vs Private Money: Is There a Difference?
Hard money vs private money: what the two words mean in practice, how the underwriting differs, what changes for the borrower, and which one your deal needs.
What Is a Hard Money Loan? (and When San Diego Investors Use One)
What a hard money loan is, who funds it, five San Diego situations where it wins, what it costs, and how Loan Goat closes one in 5-7 days. Call (619) 617-2797.
How Much Money Do You Need to Flip a House?
The four cash needs on a flip, what the loan actually covers, what first time flippers should expect and the honest ways to reduce cash at the table.
Do Hard Money Lenders Check Credit?
Yes, hard money lenders pull credit, but it rarely decides the loan. What the published score floors mean, where a file has room and what matters more.
How to Buy at a Foreclosure Auction with Hard Money
Buying at a trustee sale or online auction: how to get approved before you bid, proof of funds, the as-is risk and how the financing actually lands.
5 Common Mistakes to Avoid with Hard Money Loans
The five mistakes that cost private money borrowers the most: skipping the terms, no exit, over-leverage, ignoring credit and overestimating the value.