Vesting an Investment Loan in an LLC
Why most business purpose loans close in an entity, what lenders need from the paperwork, how guaranties work and the timing mistakes that delay closings.
INSIGHTS & RESOURCES PAGE 4 OF 5
LOAN GOAT BLOG, PAGE 4
Expert insights on hard money loans, and real estate investment strategies from the Loan Goat team.
Bridge Financing for a 1031 Exchange
Exchange deadlines do not move, so the financing cannot either. How bridge money covers identification and closing timelines, and what lenders need early.
How a Lender Values Your Property
Appraisals, BPOs and the three approaches to value, why as-is and after repair are different numbers, and what to do when the valuation comes in low.
Financing a Commercial Value-Add Deal
Repositioning retail, office, industrial or multifamily: why banks struggle with transitional property, how bridge debt is sized and what the takeout requires.
Loan Options for Self-Employed Borrowers
Why tax returns fail good borrowers, how bank statement and profit and loss programs qualify income instead, and which route fits which kind of business.
Real Estate Loans for Foreign Nationals
Buying US property without US credit or tax returns: which programs qualify on the asset, what documentation replaces a credit file and how to plan the entity.
How to Finance a Non-Warrantable Condo
What makes a condo non-warrantable, why conventional lenders decline the building rather than the buyer, and which programs still lend on these units.
VA Loan Options From a Veteran-Owned Lender
VA Elite and the IRRRL streamline refinance explained: published leverage, loan sizes, FICO requirements and where each one fits a veteran's situation.
How a Business Purpose Second Mortgage Works
Borrowing against equity without touching your first mortgage: how a second lien is structured, what the first lender's terms mean and how these loans exit.
Lien Position and CLTV, Explained
Recording order decides who gets paid first, and combined leverage decides how much debt a property carries. How both numbers shape a real estate loan.