Trust Deed Investing 101: How Passive Investors Earn Monthly Interest
What a trust deed investment is, how the security works, where the monthly interest comes from, who can invest and the risks worth understanding first.
INSIGHTS & RESOURCES PAGE 3 OF 5
LOAN GOAT BLOG, PAGE 3
Expert insights on hard money loans, and real estate investment strategies from the Loan Goat team.
How to Choose a Hard Money Lender
Direct lender or broker, who approves the file, what the whole cost is and what happens when a deal slips. The questions that separate lenders.
Exit Strategy: How a Hard Money Loan Ends
Every short term loan needs a way out. The sale exit, the refinance exit, how lenders test both and what to do when the original plan stops working.
Title and Escrow on a Hard Money Close
What title and escrow actually do on a private money loan, the reports and clearances involved, and the title problems that delay closings most often.
How Rehab Draws and Holdbacks Work
The renovation money is held back and released in stages. How draws are requested and inspected, what slows them down and how to plan your cash around them.
The Ground-Up Construction Loan Checklist
What a construction lender needs before it funds: the team, the site, the plans, the budget and the exit, plus the published terms our program runs on.
ADU Construction Financing for Investors
How accessory dwelling units get financed, why permits decide the value, what a one to four unit property is appraised on and how to plan the exit.
Building a Construction Budget a Lender Funds
Hard costs, soft costs and contingency, why draws are measured against the budget line by line, and the budget mistakes that stall a construction file.
How DSCR Is Calculated, Line by Line
The ratio that qualifies a rental loan without tax returns: what goes in the numerator, what goes in the denominator and how to raise a ratio that falls short.
Short Term Rental Loans for Airbnb Investors
How lenders underwrite a short term rental, what income documentation counts, the property level risks to check first and how the financing is structured.