© LOAN PROGRAMS PRODUCT 19 OF 20
Some of the lowest VA rates available, priced for veterans with higher FICO scores. Up to 100% LTV with no down payment, fixed terms, jumbo loan options to $4,000,000, escrow waivers and temporary rate buydown options.
REQUIREMENTS
BENEFITS
© OWNER OCCUPIED LOANS PRODUCT 19 OF 20
The VA loan is the best financing instrument in American housing and it is routinely sold badly. A veteran with a 760 score is quoted the same as one with a 620, because a lot of lenders run one VA price sheet and do not bother tiering it. VA Elite exists to stop that: it is pricing designed for higher FICO scores, and the card says so plainly.
The published terms are fixed, up to 100% LTV, and loans to $4,000,000. The jumbo range is the part most veterans do not expect, because the assumption is that VA financing tops out somewhere modest; on this card it does not, and no down payment is still published at the top of the range. Eligible property types are SFH, condos and PUDs, and the property must be a primary residence.
Two extras sit on the card and both are worth asking about by name. Escrow waivers are available, which lets a disciplined borrower keep control of taxes and insurance rather than funding an impound account. And temporary rate buydown options are available, which the VA ARM card explicitly does not offer. Transaction types covered are purchase and cash-out, and the FICO requirement is 640 or better.
If you're a veteran with great credit, our VA Elite program gives you access to some of the lowest VA rates available. Save more on your mortgage with pricing designed for higher FICO scores.
Loan Goat, on va elite home loans
Terms, requirements and benefits on this page are printed exactly as Loan Goat publishes them.
© THE COMPARISON 3 PRODUCTS IN THIS PROGRAM
VA Elite is the fixed-rate, strong-credit card. The ARM is the short-hold card and the IRRRL is the card for a veteran who already holds a VA loan.
Already have a VA loan: a streamline refinance with no appraisal or income verification in most cases, and unlimited LTV options.
Fixed for 3 or 5 years then adjusting, from a 580 FICO, but with no rate buydowns available.
Without VA eligibility: qualify on 12 to 24 months of statements, Non-QM loans from $200,000 to $10,000,000 over 5 to 30 years.
Without VA eligibility, on a 12 month P&L: Non-QM loans from $200,000 to $10,000,000 over 5 to 30 years.
Every figure below is the one printed on that product's live terms card. Rates and pricing are subject to change and are not a commitment to lend.
| Product | Rates | LTV Up To | Terms | Loan Amounts |
|---|---|---|---|---|
| OWNER OCCUPIED BRIDGE LOANS | From 10.50% | 70% of purchase price | 11 & 12 months | $500,000 minimum |
| VA ELITE HOME LOANS | 100% | Fixed | $4,000,000 | |
| VA IRRRL STREAMLINE REFINANCE | 100% | Fixed | $4,000,000 |
WHO IT IS FOR · 02
VA eligible veterans and service members with strong credit, buying a primary residence or taking cash out of one, who want the pricing their score has earned rather than a flat VA sheet.
OUR PROCESS · 03
The four steps, with the Certificate of Eligibility and VA documentation in the second one. Loan Goat Inc is veteran owned and its founder served as a United States Marine Corps Sergeant.
© PROPERTY TYPES AS PRINTED ON THE TERMS CARD
Single family homes, condominiums and planned unit developments, as a primary residence. Purchase and cash-out are both published transaction types.
© VA ELITE HOME LOANS
THE VA BENEFIT, PRICED FOR THE CREDIT YOU EARNED.
PUBLISHED TERMS
© VETERAN OWNED U.S. MARINE CORPS
LOAN GOAT INC IS VETERAN OWNED!
Our Founder and CEO, Milad Shamoun, was a United States Marine Corps Sergeant. As a Veteran owned company, we are proud to serve those who have bravely served in the armed forces.
© GOOGLE REVIEWS 5.0 GOOGLE RATING · 150+ REVIEWS
This is my first experience dealing with Milad Shamoun & Blair Noble at Loan Goat. Very professional, accommodating and focused on obtaining results. Over my years I have dealt with various types of Intuitional and Private Lenders. Loan Goat stacks up with the best.
Fantastic experience working with Milad and his staff at loan goat. Closed both of my loans in less than 10 days. Best hard money lender hands down in San Diego
This team is equipped with professional, knowledgeable, patient, friendly, and responsive members! We were able to purchase our first investment property with the help and guidance of Milad and his team. They answered our questions...
This is my first experience dealing with Milad Shamoun & Blair Noble at Loan Goat. Very professional, accommodating and focused on obtaining results. Over my years I have dealt with various types of Intuitional and Private Lenders. Loan Goat stacks up with the best.
Fantastic experience working with Milad and his staff at loan goat. Closed both of my loans in less than 10 days. Best hard money lender hands down in San Diego
This team is equipped with professional, knowledgeable, patient, friendly, and responsive members! We were able to purchase our first investment property with the help and guidance of Milad and his team. They answered our questions...
© QUESTIONS 5 ANSWERS
Pricing. The card describes it as pricing designed for higher FICO scores and some of the lowest VA rates available, and it sets the requirement at 640 or better. A veteran with strong credit is quoted on that credit rather than on a flat VA sheet.
Up to $4,000,000, with jumbo loan options up to $4M published as a benefit, and up to 100% LTV with no down payment. The exact entitlement position on a specific file is confirmed before terms are issued.
Escrow waivers available is published as a benefit on this card. It lets a borrower pay taxes and insurance directly rather than through an impound account, subject to the file qualifying.
Yes. Transaction type on the card reads purchase and cash-out. For a veteran who already holds a VA loan and only wants a lower rate and payment, the VA IRRRL streamline refinance is the faster route.
Temporary rate buydown options are published as a benefit on this card. They are explicitly not available on the VA 3/1 and 5/1 ARM product, which is one of the clearest differences between the two.
© LOAN REQUEST 2 MINUTES
The loan information form with Owner Occupied Loans already selected. A lending advisor from our firm will reach out. Or just give us a call now: (619) 617-2797.
