© LOAN PROGRAMS PRODUCT 14 OF 20
Financing for retail, office and industrial property at up to 70% LTV and rates from 7.90% private and 6.00% institutional, on terms of 1, 2, 3 and 15 years, with credit and non-credit tenants accepted and flexibility on rollover risk and month-to-month tenancy.
REQUIREMENTS
BENEFITS
© COMMERCIAL LOANS PRODUCT 14 OF 20
Commercial files usually die on the rent roll rather than on the building. A lease rolls inside the loan term, a tenant is month to month, the anchor is a local business rather than a national credit, and the file is declined without a conversation. This card takes the opposite position and publishes it: credit or non-credit tenants are eligible, and Loan Goat is flexible on rollover risk and month-to-month tenancy.
The published terms are up to 70% LTV and rates from 7.90% private and 6.00% institutional, on terms of 1, 2, 3 and 15 years. That leverage is the honest reflection of what commercial income looks like when a single tenant can change everything. Premium broker rebates paid and flexible tenancy options are among the published benefits.
Two further lines matter. For retail, the card names high foot or auto traffic and good visibility, which is the condition that actually protects a retail asset. And single tenant and owner occupied situations are considered case by case rather than excluded, which is rare: most programs treat a single-tenant building or an owner-occupied one as a different product entirely.
Flexible financing for retail, office, and industrial properties. Premium broker rebates, hybrid loan terms, and high loan amounts for a wide range of property types and tenancy situations.
Loan Goat, on retail, office & industrial property loans
Terms, requirements and benefits on this page are printed exactly as Loan Goat publishes them.
© THE COMPARISON 3 PRODUCTS IN THIS PROGRAM
It is the pure commercial card of the three, on the same published terms. Where a building carries apartments, one of the other two is the right card.
Apartment buildings and communities from 2 to 200 units on the same terms, in metros of 250K+.
Apartments over retail or office in 5 to 8 unit buildings, on the same terms with no age restriction.
Short-term, for a file with a default or a matured loan: up to 70% LTV over one or two years to $25,000,000, closings as quick as 3 days.
Owner-occupied commercial at 51% or more: SBA 7(a) and 504 at up to 90% LTV over terms to 25 years.
Every figure below is the one printed on that product's live terms card. Rates and pricing are subject to change and are not a commitment to lend.
| Product | Rates | LTV Up To | Terms |
|---|---|---|---|
| MULTI-FAMILY LOANS | From 7.90% private, 6.00% institutional | 70% | 1, 2, 3 and 15 year |
| MIXED-USE LOANS FOR 5-8 UNIT PROPERTIES | From 7.90% private, 6.00% institutional | 70% | 1, 2, 3 and 15 year |
| RETAIL, OFFICE & INDUSTRIAL PROPERTY LOANS | From 7.90% private, 6.00% institutional | 70% | 1, 2, 3 and 15 year |
WHO IT IS FOR · 02
Owners, buyers and brokers working on retail strips, office buildings and industrial or warehouse property, particularly where the tenancy is the reason another lender said no.
OUR PROCESS · 03
The four steps, with the rent roll and the leases at the center of the documentation. Flexibility on rollover and month-to-month tenancy is applied at underwriting, not discovered at the closing table.
© PROPERTY TYPES AS PRINTED ON THE TERMS CARD
Three commercial classes, each with its own page setting out how Loan Goat reads the asset, the tenancy and the exit.
© RETAIL, OFFICE & INDUSTRIAL PROPERTY LOANS
TENANCY IS A STRUCTURING QUESTION, NOT A DECLINE REASON.
PUBLISHED TERMS
© GOOGLE REVIEWS 5.0 GOOGLE RATING · 150+ REVIEWS
I had an excellent experience with Loan Goat during our real estate deal, working as the buyers agent throughout the deal. Their team was professional, responsive, and guided me through every step of the process. Clear communication and...
Milad is the best in the game! My deal would not have happened without him. He performed at a 10 and was more hands on than I could ever ask for. Definitely recommend!
Working with Loan Goat has been an absolute game-changer in my home-buying journey! From the start, Milad, brought a level of expertise and care that made the process smooth and stress-free. His team's dedication to customer service is...
I had an excellent experience with Loan Goat during our real estate deal, working as the buyers agent throughout the deal. Their team was professional, responsive, and guided me through every step of the process. Clear communication and...
Milad is the best in the game! My deal would not have happened without him. He performed at a 10 and was more hands on than I could ever ask for. Definitely recommend!
Working with Loan Goat has been an absolute game-changer in my home-buying journey! From the start, Milad, brought a level of expertise and care that made the process smooth and stress-free. His team's dedication to customer service is...
© QUESTIONS 5 ANSWERS
No. Credit or non-credit tenants are both published as eligible on this card. A local operator on a strong lease is a normal file here, which is not true of every commercial program.
Flexible on rollover risk and month-to-month tenancy is published directly on the card, and flexible tenancy options is one of the four listed benefits. Rollover is priced and structured rather than used as a decline reason.
Commercial income concentrates in fewer tenants than residential income does, so a single departure moves the asset further. The program publishes up to 70% LTV on commercial property against up to 75% on residential bridge.
Single tenant and owner occupied situations are published as case-by-case rather than excluded. For a building an operating business occupies at 51% or more, the SBA 7(a) and 504 programs publish up to 90% LTV over terms to 25 years.
The commercial program publishes rates from 7.90% on private money and 6.00% on institutional, and the rate on a specific property is quoted on the Letter of Intent. The published terms are up to 70% LTV and terms of 1, 2, 3 and 15 years.
© LOAN REQUEST 2 MINUTES
The loan information form with Commercial Loans already selected. A lending advisor from our firm will reach out. Or just give us a call now: (619) 617-2797.
