LOAN PRODUCTS
Rental DSCR
Flexible long-term financing for real estate investors seeking to maximize rental property cash flow. Our Rental DSCR program is designed for non-owner occupied properties, offering competitive rates and streamlined approvals.
VIEW TERMS
Terms Up To30 years
LTV Up To80%
Loans Up To$2,500,000
Rates Starting At6.50%
Requirements
Minimum Credit Score: 660
Property Type: SFR, Condo/Townhome, 2-4 Units
Occupancy: Non owner occupied
Experience: First time investor OK
Benefits
- No prepayment penalty
- Interest rates only options available
- DTI not calculated
- Large deposits do not need to be sourced
- DSCR as low as 0.75
- Short term rental income permitted
- ADU income permitted
- Non warrantable condos permitted
- Recently listed properties OK
Our Process
1
Complete your application
2
Submit required documentation
3
Sign your
Letter of Intent
Letter of Intent
4
We process and close your loan in 5-7 days
LOAN GOAT'S
UNFAIR ADVANTAGE
LESS REQUIREMENTS, MORE CLOSINGS.
WHEN BANKS SAY NO, WE SAY YES.
Category
Them
Loan Goat
Leverage
Low Leverage
High Leverage
Process
Slow Process
Speed to Close
Underwriting
Strict Underwriting
Reliable Capital
Documents
More Document Reqs
Low-Doc Requirements
Processing
Active Loan Limits
In-House Processes
Rates
Higher Rates
Lower Rates
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