LOAN PRODUCTS
Bank Statement
This unique solution has distinct approval parameters for borrowers that have demonstrated the ability to repay (ATR) a loan but cannot qualify for a standard mortgage program. Qualify for a mortgage using your personal or business bank statements. Perfect for self-employed borrowers and business owners who want flexible documentation, high LTV, and great rates.
VIEW TERMS
Terms Up To30 Years
LTV Up To90%
Loans Up To$5,000,000
Rates Starting At6.25%
Requirements
Minimum FICO: 620
Property Type: SFR, Condo/Townhome, 2-4 Units
Documentation: 12-24 months bank statements
Occupancy: Owner occupied and not owner occupied
Benefits
- Great Rates on Competitive Pricing
- Flexible Expense Factors
- High LTV Options
- Self-Employed Friendly
Our Process
1
Complete your application
2
Submit required documentation
3
Sign your
Letter of Intent
Letter of Intent
4
We process and close your loan in 5-7 days
LOAN GOAT'S
UNFAIR ADVANTAGE
LESS REQUIREMENTS, MORE CLOSINGS.
WHEN BANKS SAY NO, WE SAY YES.
Category
Them
Loan Goat
Leverage
Low Leverage
High Leverage
Process
Slow Process
Speed to Close
Underwriting
Strict Underwriting
Reliable Capital
Documents
More Document Reqs
Low-Doc Requirements
Processing
Active Loan Limits
In-House Processes
Rates
Higher Rates
Lower Rates
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